New York Stock Exchange LLOYD'S FUNDS INTERNATIONAL Lloyd's Funds International is an executive level financial and management consulting firm that provides support to corporations, financial institutions and high net worth individuals Offshore Bank Formation Jurisdiction St. Vincent & Grenadines Savings Bank as low as $6,500

Why St. Vincent & Grenadines? ST. Vincent is a very favorable jurisdiction which has indicated its willingness to receive applications for restricted banking licenses. There are two types of licenses, resident and non-resident. A non-resident license allows the bank to conducting banking business outside ST. Vincent. The minimum required capitalization is US$100.000 which must be in cash ( can be financed by Lloyd's Funds International). The Government imposes a US$50.000 capital reserve requirement ( also can be financed by Lloyd's Funds International) by a purchase of government bonds or cash which must be held during the lifetime of the bank. Applications may be processed within 4-8 weeks.

Offshore Haven In St. Vincent

Tax Free Offshore Haven A St. Vincent and Grenadines Bank is not liable to taxes. You can conduct your business tax free for 25 years even if managing it from within St. Vincent and Grenadines. Special measures have been taken to make a St. Vincent and Grenadines Bank one of the most private business tools available in the offshore world. Double Taxation: St. Vincent and Grenadines do not have double taxation treaties with other countries. This means that St. Vincent and Grenadines tax authorities do not cooperate with other countries tax authorities and confidential information regarding your business activities can not and will not be disclosed. Confidentiality Act. The Confidentiality Act adopted in 1996 affords true privacy for businesses and their owners. Banking confidentiality is enforced by law. No information on the company or its owners is public. Director may choose not to register their personal details. Bearer shares are allowed.

Confidentiality Enforced BY Law

Accounting, Capital: Accounting and auditing is not required. Company capital can be declared with in wide range. Capital is not required to be paid in. Legal System: St. Vincent and Grenadines is a stable democracy. The legal system is based on the English Common Law. English is the official language. Offshore Bank: There is no currency exchange control. International banks have their branches in St. Vincent and Grenadines. Foreign currency accounts and credit cards are available. As you see these features make a St. Vincent and Grenadines Offshore Bank one of the best offshore business vehicles available. How To Utilize An Offshore Bank: Here are some possible ways to employ an Offshore Bank in St. Vincent and Grenadines Offshore Bank An offshore Bank buys merchandise and sells it directly to a buyer. The transaction is done outside of high tax domicile of the company owner and thereof free of tax. Professional may form an off-shore Bank in St. Vincent and Grenadines Offshore to contract their services. A company receives the fees offshore then avoiding taxation. An off-shore bank may own shares of other companies, patents, thus receiving dividends and royalties tax free. There are just some hints which you should not limit yourself to. An off-shore bank in St. Vincent and Grenadines Offshore is a flexible and modern assets protecting tool with serious business capabilities.

St. Vincent; The Secret Place

Balance Reporting
A fast accurate update on the daily balance and activities in your accounts.

• Wire Transfer Services (Funds Transfer)
  Ensures a timely and accurate transfer of funds internationally, on a same day basis, through automated wire transfer systems.
• Vault Services
  Provided at competitive rates. This service allows you to access cash quickly, whenever required.
• Custody Service
  Security deposits, clearance, account research, or other transactions.
• Letters of Credit
  Bank-to-bank reimbursements, letters of credit issuance and reporting, as well as letters of credit advisement, confirmation, and negotiation services.
• Cash Letters
  This service is especially appropriate for high volume/low dollar-valued commercial checks, as well as Travelers Checks.
  Checking accounts, Time Deposits, Money Management accounts, Visa and Debit Card services are offered by many offshore facilities.

Services, in both local and foreign currencies, include Commercial / Executive Check Accounts Commercial / Executive Accounts

Call Accounts	Term Deposits	Saving Accounts
Overdrafts	Term Finance	Housing Finance
Foreign Currency Drafts	Telegraphic Transfers	Trade Finance Lines
Travel Finance	Mastercard	Visacard
Merchant Facilities	Foreign Exchange	Traveler's checks

Click here for currency rates every 20 minutes

Lloyd's Funds International can customize the above listed services, and many other services, to meet your specific international transaction and banking requirements. Assets can be denominated in any foreign currency, as well as US dollars.

Market insurance services Conduct trading in foreign currencies Offer credit reports Issue your own bank references Issue certificates of deposit Issue letters of recommendation etc. Issue your own major credit cards Set up your own banking instruments Advertise worldwide solicit funds from the general public Write your own credit ratings Write your own bank references

Take deposits Give loans Issue guarantees Issue bonds Letters of credit Take deposits Financial instruments Offer leasing services Offer payment services Issue checks and credit cards Offer safe custody services Debt collecting services

All For Only US$6,500

Mailing, Fax, Telephone And Office Facilities As part of the domiciliary service fee we provide clients with a registered office address in the country of incorporation but clients may find it convenient to arrange for mail forwarding, fax and telephone facilities through our Switzerland, The Bahamas Islands, London or other Lloyd's Funds International offices. This service may be especially useful where, for example, the company is opening bank accounts.

Normally the bank would address statements and other correspondence to the company at the address of the client but this results in a loss of confidentiality in that the connection between the company name and the client will be automatically made. To safeguard against this mail can be directed to our offices and we can re-mail those letters in a plain envelope addressed to the client or otherwise as the client directs. An additional advantage of using our re-mailing services is that the provision of a re-mailing address through one of our prestigiously located offices in the onshore jurisdictions may allow the offshore company to appear to be domiciled on-shore and thereby give that company an added degree if respectability. For example, your offshore company could quote Lloyd's Funds International London office address on its letterhead and thereby appear to be domiciled in the UK. This procedure is particularly attractive if the Hong Kong address is used as a Hong Kong company is not required to quote its registered office address on its letterhead. Thus if an offshore company were to quote a Hong Kong address it would be indistinguishable from the letterhead, from a normal Hong Kong trading company.The charge for this service is only $275 per annum. Trust Services: Using a trust to own the shares of an offshore company can result in very substantial tax and non-tax related advantages which will accrue both on death and during the lifetime of the trust settlor. These advantages may include:

St. Vincent; The Real Life

Saving Of Inheritance Tax: On death, the Inheritance tax which would normally be assessed on the value of shares would generally be eradicated. Asset Protection: Assets placed into trust are generally beyond the reach of creditors who might arise as a result of financial difficulties, divorce proceedings, litigation, etc. Avoidance Of Probate: A trust provides a means whereby assets can be smoothly passed on to the next generation without the disruption, delays substantial costs, loss of confidentiality associated with the probate procedure which necessarily follows when assets are bequeathed by will. Continuity: Trusts provide a means whereby assets can continue to be administered in accordance with the wishes of the settlor after his death so the weak can be protected from others and the spend-thrift can be protected from himself. Lifetime Tax Savings: During lifetime, substantial income and capital gains tax advantages may result from setting up the trust. Using the service of one of our licensed trust companies, we are pleased to act as trustee for a suitably drafted discretionary trust and the cost of this service would be from US$500 for setting up the trust deed and from US$500 per annum for the provision of trustee services. Other Services: Lloyd's Funds International provides a wide range of administrative and documentary services including, but not limited to legalization and notarizing of documents, credit cards, yacht and ship registration, invoicing, documentary trade services, trade finance applications, accounting, consulting and immigration services. VIP Package: Available at slightly higher cost Summary: St. Vincent and Grenadines is an independent English speaking nation, located in the Eastern Caribbean. In 1996 there were comprehensive legislative changes to its Bank Act, bringing St. Vincent to the forefront of the world's offshore financial centers as one of the safest and most private jurisdictions. These legislative changes concentrated on two specific policies in St. Vincent's approach to offshore financial law: ultimate privacy and maximum asset protection. These policies are also reinforced in the new offshore finance laws proclaimed in 1997 and 1998. Offshore Banks incorporated in St. Vincent and Grenadines are completely free of all taxes for a period of 25 years. There is no requirement to disclose the beneficial owner of the IBC and bearer shares are allowed. There are no exchange controls. There are no tax information exchange treaties with any country. There is no requirement for books or audited reports to be presented to any authority. St. Vincent and Grenadines is an independent sovereign nation and will therefore not be affected by the impending UK/EU legislation impacting the British Dependant Territories, the Isle of Man and the Channel Islands. The Confidential Relationships Preservation (International Finance) Act, 1996 is a further expression of the privacy theme of the new legislative policy. This law elevates the protection of professional confidential relationships and information to a matter of state "public policy". The Government has reaffirmed that the right to privacy in financial affairs is a basic right of offshore companies and financial institutions in St. Vincent and Grenadines and that it will not help other governments collect their taxes, directly or under the guise of investigations or prosecutions of other purported offences.

Your Own Bank; Your Peace Of Mind A lush volcanic island, just 18 miles north to south and 11 miles wide, its windward coast is lined with cliffs and rocky shores pounded by the Atlantic ocean. The leeward coast has spectacular slopes and valleys running down to beaches lapped by the tranquil Caribbean Sea. The Capital, Kingstown, combines reminders of its colonial past with the bright and bustling life of a modern market town Unspoiled necklace of 32 islands and cays in the Eastern Caribbean, 1,600 miles from Miami, USA. Spectacular landscapes... beautiful beaches...turquoise blue waters...the Jewels of the Caribbean!

Confused? The average person is frequently confused by the complexity of international tax planning and discouraged by the substantial costs involved in an offshore company formation or registering of a bank or trust in a tax haven. The registration costs and ongoing yearly administration expenses frequently exceed what the average person could save in taxes. Lloyd's Funds International Group has a new program to answer those concerns. We provide the simple, secure, private and low cost answer for the person who is just starting out or the veteran who now understands that simplicity is the essence of genius. Our survey has shown that this solution answers all of the needs for 100% of the persons seeking to go offshore.

The program includes bearer shares so that complete anonymity is guaranteed, documentation and support services so that you can open a financial account under your complete control, where and when you wish, and flexibility so that you can change your financial affairs to reflect your future needs.

We trust that we have clarified the intriguing world of St. Vincent & Grenadines bank formation. We will be happy to answer any questions you may have, relating to this opportunity and provide you with additional details regarding any of our devoted services. Please click here to write us the full particulars of your situation and what you wish to accomplish. We will review your situation and offer to you a custom fitted solution. 95% of the time it will be simple to understand and 100% of the time it will be the least expensive alternative.

If you would like to obtain further details of the legislation surrounding the formation of an St. Vincent & Grenadines bank or wish to discuss any matter in complete confidence, please click here to contact: Mr. Oscar Parker Ph.D. Vice President Lloyd's Funds International Offshore Services

Thank you for your interest and feel free to contact Lloyd's Funds International Offshore Services if you believe the formation of Your Own Offshore Bank in St. Vincent & Grenadines Bank may be appropriate in your particular situation. Any communication with us is considered PRIVILEGED and CONFIDENTIAL.

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